Earn rewards for bnUSD
Learn how to earn rewards for bnUSD with the Balanced Savings Rate.
If you hold bnUSD, you can deposit it into the Savings Rate to earn rewards in the form of BALN, bnUSD, and sICX.

Deposit bnUSD
From the Rewards section on the Home page:
- Choose which blockchain to use.
- Click ‘Deposit bnUSD’ next to Savings Rate.
- Choose the amount to deposit, then click Confirm and complete the transaction.
You’ll earn rewards at a variable rate until you withdraw your funds.

Claim rewards as you earn them from the panel underneath.
Withdraw bnUSD
You can withdraw bnUSD from the Savings Rate at any time:
- Click Adjust next to Savings Rate.
- Choose the amount to withdraw, then click Confirm and complete the transaction.
Your bnUSD will be available to use immediately.
About the Balanced Savings Rate
The Balanced Savings Rate was introduced in February 2024 to increase demand for bnUSD and attract more stablecoin deposits into the Stability Fund. More liquidity in the Stability Fund makes it easier for arbitrageurs to keep bnUSD at $1.
Rewards originate from a 2% interest rate on bnUSD loans, 10% of the daily BALN emissions, and sICX provided by the ICON blockchain as part of Balanced and ICON’s economic enshrinement.
The reward rate varies based on projected future yield. It considers interest from loans and the balance of a Trickler contract (which contains all other incentives and distributes them evenly over a 6-month period), divided by the total bnUSD deposited. The 6-month period can be adjusted via governance.